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William Blake's Articles in Business

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  • Little Known Tips For Using Your Free Credit Reports
    Consumers use the Federal Trade Commission as a sounding board for their complaints. A few years ago, many consumers saw an advertisement for a free credit report and then got stuck paying a monthly fee for a service, and the FTC received a high number of complaints. As a result, the Fair Credit Reporting Act was changed so that consumers can receive a free credit report from TransUnion, Experian, and Eqiufax each, the three national consumer reporting agencies, annually.
  • What To Do With Bankruptcy Lawyers
    What happens if you are thinking of filing for bankruptcy but you want nothing to do with bankruptcy lawyers? The reality is that there is no way around hiring one if your intention is to file for bankruptcy. On the upside, there are many qualified bankruptcy lawyers in America. The downside: the average fee for a bankruptcy lawyer is about $2,000.
  • Why Would You Perform A Bankruptcy Search?
    For a business owner, it is impossible to perform all the duties, tasks and requirements needed to run a business all alone. So, the need to hire personnel becomes of primary importance. It is critical, however, to hire the best employee, one who possesses high character and has a good sense of responsibility.
  • The Problem with Bankruptcy
    Filing bankruptcy may not be the worst option for you, especially if you are having problems paying off your debt. In some cases, the annoying reminders and notices from your creditors can pose a far greater problem than the fairly simple process of filing a bankruptcy claim. In other cases, hiring an unfit attorney could turn your bankruptcy into a veritable nightmare. Still, as you embark on the bankruptcy filing process, be sure to exercise care and ensure that you do not make wrong or hasty decisions.
  • Settling Credit Card Debt: Choosing the Right Words
    It is truly sad that more people are not aware that it is very possible to settle credit card debt personally without ever having to deal with a legal representative. If the credit companies that you owe money to decide to take legal action against you, they will charge you with their no doubt costly legal fees.
  • Bankruptcy Laws Protect Borrowers From Harassment By Creditors
    The phone ringsand you are overcome with a feeling dread. Is it another creditor calling you again demanding payment?
  • The Link Between Bankruptcy & Identity Fraud
    In todays electronic age, it is easy to learn of someones financial habits simply by searching bankruptcy records available online. While meant as a warning to potential creditors or business investors about a persons personal financial history, the open book of bankruptcy records also places them at risk for potential identity fraud.
  • The Federal Bankruptcy database Is Known As PACER
    Thousands of people seek bankruptcy relief each year. Even with the new bankruptcy laws in effect, the numbers dont seem to be decreasing. Bankruptcy attorneys may find themselves overwhelmed with clients seeking bankruptcy. The implementation of the PACER database just might make life a little easier for attorneys to file bankruptcy for their clients. Many courts now even allow attorneys to file bankruptcy on behalf of clients via PACER.
  • Before You Act On Bankruptcy Leads
    If you are hunting for decent bankruptcy leads, the Internet is a great place start. You will find online hundreds of debt consolidators, mortgage lenders, and insurance providers that are looking to attract clients in order to expand their business. There is a lot of weeding out that needs to be done, so once you have performed a basic search for leads, the next step is to generate a lead list, which should be made up of no more than ten companies.
  • Utilizing a Bankruptcy Mailing List
    For many businesses, the need for a consumer mailing list is critical. The reason for this may not be so obvious to individuals who are unfamiliar with direct mail advertising but, to those who understand the need and the value of mailing lists, they help to bring new businesses into the fold. This is true of all types of business mailing lists -- even ones that include a bankruptcy mailing list. While some may question the possible value of a bankruptcy mailing list, others view it as an important business function.
  • How Credit Card Debt Relief Can Help You Avoid Bankruptcy
    The average family has no desire to file for bankruptcy. When credit card use becomes out of control due to poor financial management, bankruptcy can be an unwelcome reality of life. If you find yourself drowning in debt, seemingly without a way out, there are ways to rid yourself of debt. There are many ways to do so, even though some TV ads would like you to think that using a credit counseling agency is the only one.
  • The Real Secret To Credit Card Debt Settlement
    Being in debt, an already stressful condition to be in, can bring along with it a horde of other unpleasant side effects, like a phone ringing off the hook because of calls from collection agencies and a mailbox exploding with letters of credit card settlement notices. Even though these things can be miserable to experience, there is good news. These events mean that the creditor you are dealing with is showing that he is willing to accept less than the total amount of debt that you owe and is agreeable to allowing you to use a debt solution plan in order to get rid of your credit card debt.
  • Use Knowledge to Prevent Credit Card Debt
    Understanding both the advantages and dangers involved in credit card use is especially important for individuals who will soon be living on their own. That includes parents whose children are moving out and kids graduating from high school. Even though using a credit card when you are a little strapped for cash can be extremely convenient, overusing credit cards can quickly get you into some serious debt. Informing yourself about credit cards and debt is the best way to keep yourself out of debt.
  • Credit Card Debt Solutions Will Help You Get A Huge Load Off Your Shoulders
    Even if you are feeling overwhelmed because of steadily increasing debt, there is no need to panic. There is a large variety of credit card debt solutions available, the simplest of which involves nothing more than putting forth some effort to control your spending habits instead of making lots of unnecessary impulsive purchases. In order to keep your credit card debt under control, you need to control how much you use the card itself.
  • Seven Ways Teenagers Make Money
    Child labor laws regulate what jobs teens can hold and at what age. Teens that are too young to get a job are between a rock and a hard place when they need more money than their weekly allowance offers. Here are seven ways that teenagers can make some extra green, whether they are just under working age or right in the middle of it.
  • Understanding Corporate Credit & Its Affects On A Company
    Finance is the most important factor of the security and growth of a business. If a company is wanting to grow, mature, and generate more revenue, they will need loans. Earlier in the history of business, entrepreneurs would take out loans against their private properties. As you can imagine, the amount of risk in this situation was monstrous, as the success of a business is never a guarantee. As a direct result, the term "corporate credit" has become a popular notion.
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