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Matt Douglas's Articles

  • Credit Repair After Bankruptcy
    If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score. However you can remove this listing and you can create a positive score for yourself.
  • Delete Bad Credit From Midland Credit Management
    To remove a negative mark on your credit from Midland Credit Management you should dispute the listing. You can dispute a listing by creating a dispute letter or hiring a credit repair firm.
  • How to Remove Charge Offs
    You can remove a charge off by disputing it. This has to be done directly with the credit bureaus.
  • Boost Credit Rating
    When improving your credit score you need to build positive credit as well as remove negative marks. The easiest way to build positive credit is to pay your monthly bills on time.
  • Improve Your Credit Score
    There are five factors that determine your credit score. Here they are listed with the approximate value they carry in the credit bureau scoring model.
  • Improve Credit Score
    If you are currently repairing your credit report you understand how important your score is. How this number directly impacts your quality of life.
  • Credit Report Dispute - Avoid This Mistake
    Disputing negative credit items with the credit bureaus Equifax, Experian, and Transunion can often be a challenge. Many times the bureaus respond to a dispute with a letter indicating they verified the disputed item. Accordingly, you are stuck with the information being reported about you.
  • How You Can Delete NCO Financial From Your Credit
    NCO Financial was established in the early 1920's and has been operating since. There headquarters are located in Pennsylvania.
  • Dispute Your Credit Report - Credit Repair on a Deadline
    Correcting credit errors such as charge offs and collections is not usually performed overnight. However, it is a quicker process if you dispute items in the proper order.
  • Improve Credit Score - 2 Tips
    An effective method to improve your credit score is to have an open unsecured mastercard or visa. This card should carry a monthly balance of about 10% of your credit limit.
  • Bureaus Credit Report - Learn the Facts about Reporting
    A common concern for people is "how long will a negative mark stay on my credit report?" The answer is a maximum of seven years. A bankruptcy or judgment can remain for 10 years depending upon the statute of limitations in your state.
  • Civil Judgments - Delete from your Credit Report
    A judgment on your credit report means you have been sued for payment of a debt. It is a legal proceeding that will give the creditor extra time to try and collect on the debt.
  • The Deadly 100-Word Credit Report Statement
    If you have ever tried to dispute items on your credit report, you may have received a response from the credit bureaus stating they performed their "investigation." The bureaus may also tell you that they "verified" whatever item you disputed. This means that negative item will remain on your credit report.

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